Source: https://www.pexels.com/search/girl/ |
Daily Thoughts and Random Ideas
A Personal Journal.
Mar 30, 2024
A Question of "Girl"
Mar 10, 2024
Budgeting and Achieving the Lifestyle You Want
Source: Forbes |
1. Be aware of your resources and your commitments
2. Consider what you can actually achieve and how much time you would need for it
3. Make a Plan
Jan 7, 2024
End of Holidays
Source of the picture: Bionic |
The Plan
- I need to finish my MSc, so I can add that to my updated resume. Though my current "Lic" title is equal to an MSc, I prefer the MSc because it will have the emphasis in Innovation, and that could open better doors for me. ^-^
- I'll work on my Excel skills. I'm checking up and taking notes on free, online tutorials aimed to improve and enrich my Excel skills, so I'll be better at using it. I've no experience with pivot tables or macros, and I want to add that to my skill "stock". If asked in an interview, I want to confidently be able to answer "you've got to be kidding me, of course I do know how to do that".
- I want to learn Python, as well as get back on R and learn to use it fully.
- I want to start reading a bit more financial papers and get better acquainted with the banking world, as that's one place where I want to go looking for a new position.
- I want to cancel my loan with the workers' fund of the company, so I can retrieve the totality of my savings there, without anything being deducted from it.
- I'll have to carefully plan and retrieve my savings, so the liquidation of my funds there won't be held up can caught up in the incompetence of HR when my resignation letter and job liquidation proceedings start.
Dec 29, 2023
Last Post of 2023
Property of Stormberry |
1. A lot of plans for the next year,
2. Resolve to endure to get much closer to my goals throughout 2024,
3. COVID-19 for the first time in my life.
Yep, that last one is quite a thing. For me. I came down with what I thought was "flu" on Christmas day, but it wasn't until two days later, upon the insistence of my mother (she suspected it could be COVID), that I took the test (there was one kit at home) that I realized I, indeed, had COVID. Oh goodie. I managed to avoid it for three years, but in the end I became a member of the club.
I guess I have this new Eris variant, but if you ask me, it feels exactly the way flu feels like. The first two days were horrid, and now I'm stuck with the Runny-Nose-From-Hell. I'm pretty sure I've blown my weight in snot out of my nose by now. Isn't that lovely?
The advance on the thesis front is really slow, as the current task isn't very inspiring and quite time consuming. But it is, nontheless, moving forward. I just really hope I can finish it this year, as I'm aiming for that in one of my New Year Resolutions. I just want to be over with it, so I can start working on getting a PhD.
Both the MSc as the PhD are a matter of personal goals, and not a professional goal, as my current job hardly even recognized the actual work I do, much less my preparation I have for it, so the extra degrees are simply a way for me to accumulate and explore new knowledge. What can I say? Some people colect stuff, others like travel, others rather party or date or have sex, and I like knowledge. Now, this doesn't mean that I only read serious, scientific or philosophical things, as nothing could be farther from reality. I like stories, and my favoured type of readings are novels. I guess I like knowledge because I like the stories that come within the knowledge I seek: economics (my favored area) are full of stories.
I can't blame COVID for the slowing of the progress of my thesis, but I do intend to use the days of vacation (of which half is already gone) to work on it, and present my tutor with something of an advanced improvement by the begining of next year. I really need to get going, get all this small details hammered out so I can go on with the story behind my research: innovation policy's effect on labor.
By the end of this year I've made a couple of big decisions looking forward to 2024. I paid in advance the whole year at a gym, and so I intend so go, at least twice a week, to get in better shape. With that in mind I also ordered a new fitbit to keep myself motivated to exercise. My weight has been going up and I moved into the overweight zone, so I have to start making changes to get back to the normal weight, not only because that's healthier, but also because I want to fit back in my clothes again. It would be just too expensive to change my whole closet. And I like a lot of my clothes, so why change them?
Every year I also tend to make big budget plans to rid myself of debt - inspired mostly by the incredible success I had in 2011 when I whipped out a staggering debt by the sheer power of my determination - and this year I have made that same decision with a small added trick: a more detailed plan and an actual commitment to get it done. I have two debts: the credit card and the loan from the FGA. The FGA loan works down in a constant fashion, but the credit card debt fluctuates as here and there I find myself in need of using the card. After much thinking I realized that the trigger for my card is always the same: vet expenses.
I've changed vets last year, as our old vet has become hideous with cats. The new vet is a place that actually specializes in cats, but I have been noticing that - under the guise of worry and care - they have been pumping out loads of money from me (my card, to be precise) for a lot of check ups and test my babies probably don't need. One of my cats -Woody - has costed me a fortune with citologies and a biopsy of an unhealing nose problem. It turns out that he has feline AIDS and on top of that a very serious skin cancer. The outlook for him is bleak and his chances to get cured are minimal, yet the vet was pushing for an appointoment with an oncologist and maybe start a chemotherapy treatment. That's where I hit the breaks. Goodness, no. I won't run myself into debt to torture my cat and make his last days a living hell.
I've decided to limit the vet visits to vaccines and that will be that. And to kill my credit card. So I sat down, mapped up all my forseeable expenses and laid out a detailed fortnight by forthnight plan. It came out quite a strick one, with nearly no wiggle room, but certainly one that needs to be implemented.
Something we sometimes forget to see is our own reality. By turning a blind eye, by not making a plan, not looking at our balance, we try to pretend that things are much better, much easier, or running much better than they are. I did not delude myself, these are my expenses, these are the things I spend on, and my only "wiggle room" are my groceries, where sometimes I run amok packing up the cart with things I end up throwing out as they rot on my shelves or my fridge (my waste basket eats more veggies than I do).
2024 is a year for me to take a hard look at things, work for my goals, carve a path for the future I want from here on and get on with the program. It's not going to be easy, I know that, but it's nothing I can't deal with. I have proven myself time and again that I can adapt and I can flourish in any situation. I am resilient, creative and I can stick to my own plans with astonishing stubbornness, as my recent Mock Lottery Project showed me this year. If I want it, I can make it happen, and I will make it happen.
2024 will be the year I'll step on the gas on to reach my goal to become the Aunt March of my story.
Dec 2, 2023
The Invaluable Wall Calendar
Property of Stormberry. Calendar: Llewellyn's Witch Calendar, 2023 Spanish edition |
Nov 19, 2023
General Thoughts
Property of Stormberry |
Nov 12, 2023
Checking in
Property of Stormberry |